We have been implementing the defense part of the Financial Fitness Program and we were able to eliminate our first loan today. It was a small loan in the amount of $4,500. I was able to go into the bank today and make the last payment on it. So now I can take that amount and apply it to the next largest loan and just continue on the path towards debt freedom.
John Lewis

We love Financial Fitness! We came up with a mortgage pay-off challenge by coming up with a few steps. 1) The burning desire to become debt-free. We were sitting at $110K of debt (we’ve been able to cut that down to less than half now) and we are now within 12 months of being debt free! 2) Communication with your spouse. 3) Developing a budget and following the budget 4) We use a cash envelop system that helps us stick to our budget. 5) Patience. By following these steps we’ve been able to make a significant difference in both our relationship and our debt reduction.
Ryan and Becky Wooldridge